Ryan Villarante is a Certified Estate Planner (CEP) and Accredited Investment Fiduciary (AIF) with a proven track record of helping over 1,000 clients achieve financial clarity, security, and peace of mind. As a licensed Medicare agent and independent insurance broker, Ryan partners with many of the nation’s top-rated insurance and annuity carriers to deliver tailored estate and retirement strategies.

With a strong background in wealth protection, legacy planning, and income solutions, Ryan’s mission is to empower families and business owners with the tools and education they need to make confident financial decisions. His client-centered approach, built on transparency and integrity, has earned him lasting trust and numerous referrals within the community.

Why Xavier Financial stands out:

✔ Personalized financial planning that aligns with your values and long-term objectives

✔ Comprehensive estate strategies designed to protect your legacy and minimize taxes

✔ Integrated insurance and retirement solutions to build lasting financial security

✔ Client-first approach that makes complex concepts simple and actionable

Beyond Xavier Financial, Ryan leads several ventures that bridge financial expertise with modern technology:

Estate Planning Solutions- Offering in-depth estate planning services, from wills to complex trust structures and business succession strategies

Pinnacle AI Solutions – Creator of The Digital Marketing AI Playbook, helping professionals automate lead generation, sales, and client engagement using cutting-edge tools like Famous.AI, Vapi, and Go High Level

Through these ventures, Ryan empowers both families and professionals to plan smarter, scale faster, and secure lasting success in the digital age.